Approximately, how much loan amount can you get?
Find out the estimated loan amount you can get from your collateral certificate!
Estimated property price for your certificate
Tenor
Your age
There are other monthly installments?
Your current monthly income
Want to pledge your property certificate but don’t have time to go to the bank?
Just apply online easily through IDEAL. The process can be done anytime and anywhere without needing to visit the bank!
Free simulation and consultation
Freely choose mortgage tenor as needed
Various lowest interest rate options
Smooth application process assisted until contract signing
Easily apply to up to 3 banks in one submission
Data security is guaranteed with ISO27001 certification
Know the property type that can be used as collateral for the bank
Here are various properties whose certificates can be pledged as collateral:
How to collateralize a property certificate use the IDEAL app
This guide can help make everything smoother.
Document requirements for applying for a Multipurpose Loan through IDEAL
Before submitting the loan application, you must know the required terms and documents. Go ahead, take a screenshot first!
Copy of Certificate of Ownership (SHM) / Building Use Rights (HGB) / Strata Title (SHMSRS)
Copy of Building Permit (IMB) & Land and Building Tax (PBB)
Copy of Family Card
Copy of Marriage/Divorce/Death Certificate
Copy of Applicant’s and Spouse’s ID Card
Last 3 Months’ Bank Statements
Permanent Employee Letter
Last 3 Months’ Pay Slips
List of partner banks & lending institutions
Our partners who have collaborated with us
Loans from Rp100 million up to Rp15 billion
Tenor 1–30 years
Interest rate 2.5% - 9.99% per year
Ready to Own Your Dream Home?
Start your Take Over journey with IDEAL.
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Frequently Asked Questions
You can learn more about loans through this FAQ