Compare KPR from 7+ banks
Compare KPR from top banks. Lock in a lower rate.
Buying a new home or moving an existing KPR — IDEAL compares offers from Mandiri, CIMB Niaga, OCBC NISP, Maybank and more, then finds you the best rate. Free, no obligation.
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Free initial consultation
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See your best KPR offer.
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Why thousands trust IDEAL with their KPR
Registered with OJK
IKD - Aggregator Cluster (PT Hidup Ideal Sejahtera)
Kominfo PSE registered
No. 001959.01/DJAI.PSE/01/2022
Part of Sea Connect
Together with OLX Property, DotProperty, Trovit, Mitula, Nestoria, and IDEAL
Rated 4.5★ on the App Store
Reviewed by thousands of IDEAL app users
7+ partner banks
Mortgage Calculator
Find a home budget that fits your life.
Enter a few details for an instant estimate of your installment capacity and total loan — then turn it into real bank offers in one click.
Takeover Calculator
Initial estimate
Want to know your potential savings from switching mortgages?
Enter your current mortgage details to see an estimated installment after takeover.
Enter your current mortgage information
* Min: Rp 100.000.000 Max: Rp 20.000.000.000
Number of installments already paid
Mortgage tenor length
10 Year
1 Year
30 Year
Last mortgage installment (estimate)
Fixed Interest Rate
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Summary
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Fill in the form then click "Calculate" to see your estimated mortgage capacity.
01
One place, every bank
Compare rates, tenors and fees from 7+ banks side by side — no queueing at each branch
02
We handle the paperwork
From documents to submission, your advisor guides every step and deals with the bank for you
03
Free — and on your side
IDEAL is paid by the banks, so our guidance is independent and costs you nothing
How it works?
1
Tell us what you need
2 minutes, or use the calculator
2
We compare 7+ banks
and bring you the best offers
3
Choose your option
we handle the paperwork through to approval
Frequently asked questions
Ready when you are