Want to buy a new house here?

Just apply for your mortgage through IDEAL. Easier and faster!

How to buy a new house with a mortgage use the IDEAL app

This guide can help make everything smoother.

Make sure you already visited the property developer and shows your commitment as stated in the document "SPR"

If you already have the SPR in hand, buyers can directly open the IDEAL website or app. Choose "Primary KPR"

Next, the buyer enters the property information. Information must match as stated in the House Agreement Letter / SPR.

Enter property information, and mortgage product preferences to get suitable product recommendations.

Submit application, and track the latest status in the menu "Activity" for check your loan application regularly.

Already know how, but confused about which one to buy?

Let's, take a look residential properties officially partnered with IDEAL!

Here’s a list of properties in the Jabodetabek area:

Sinarmas Land

Southgate

Property prices start from

Rp 1.200.000.000

Location

Tanjung Barat, Jakarta Selatan

Sinarmas Land

Project Kota Wisata

Property prices start from

Rp 1.203.069.000

Location

Ciangsana, Bogor

PIK 2

Tokyo Riverside Apartment

Property prices start from

Rp 464.000.000

Location

Kamal Muara, Jakarta Utara

Sinarmas Land

Apartemen Upper West BSD

Property prices start from

Rp 1.438.624.000

Location

Pagedangan, Tangerang

Sinarmas Land

Apartemen Akasa BSD

Property prices start from

Rp 392.484.000

Location

Tangerang Selatan

PIK 2

Rumah Ready PIK 2

Property prices start from

Rp 1.000.000.000

Location

Kamal Muara, Jakarta Utara

Metland

Metland Cileungsi

Property prices start from

Rp 500.000.000

Location

Cipenjo, Bogor

Citraland Cibubur

Festive Urban Living Mega Cluster

Property prices start from

Rp 500.000.000

Location

Cileungsi, Bogor

Metland

Metland Menteng

Property prices start from

Rp 2.700.000.000

Location

Ujung Menteng, Jakarta Timur

Citra Maja Raya

Citra Maja

Property prices start from

Rp 100.000.000

Location

Mekarbaru, Serang

Applying for a mortgage through IDEAL has many benefits, how come?

You can enjoy these benefits when applying for a mortgage through IDEAL, you know.

Freely choose mortgage tenor as needed

There are also many bank options! not limited to just one option

Smooth application process assisted until contract signing

Easily apply to up to 3 banks in one submission

Various lowest interest rate options

Data security is guaranteed with ISO27001 certification

Check your credit profile instantly! No need to wait for days

Get the best mortgage product recommendations based on your profile

Interested in applying for a mortgage, but not sure about the budget yet? Try the simulation first!

Find out the estimated total mortgage loan, installment amount, and its tenor.

Monthly Income

Your Age

Tenor

Ongoing monthly installment

Summary

With your current income, you can borrow

Rp 0

for mortgage

With a monthly payment of

Rp 0

for

Year

With your current payment capacity, you can buy House - in Indonesia!

Note! Required documents to apply for a mortgage via IDEAL

Wondering what documents are needed to apply for a new home mortgage?

	Employee	Professional	Entrepreneur
House Purchase Order (SPR)
Copy of Certificate of Ownership (SHM) / Building Use Rights (HGB) / Strata Title (SHMSRS)
Copy of Building Permit (IMB) & Land and Building Tax (PBB)
Copy of Family Card
Copy of Marriage/Divorce/Death Certificate
Copy of Applicant’s and Spouse’s ID Card
Last 3 Months’ Bank Statements
Permanent Employee Letter
Last 3 Months’ Pay Slips
Practice License
Financial Statement
Deed of Establishment/Amendment
Business License & Company Registration/NIB