Get your IDEAL Pass first,
find a house later!
Find out the estimated mortgage amount you can get before searching for your dream home and receive a free prequalification letter!
List of Official Partner Banks
Partner Banks that have collaborated
IDEAL Pass is not just a regular mortgage simulation
This is more than just a simple simulation.
The IDEAL Pass process goes through IDEAL Checking & DBR Analysis stages. A condition where we will validate your e-KTP & bank statement for preliminary assessment by our system.
If you receive an IDEAL Pass Letter, what does it mean?
That means you:
- Having good credit
- Your income is acceptable to the bank for a mortgage
- Can apply for a mortgage according to your credit capacity
Benefits of doing IDEAL Pass before house hunting
Here are the detailed breakdowns:
Find out how much loan you can get before searching for your dream home! Avoid wasting time viewing properties outside your budget.
Lower interest rates await you! As proof that you are a reliable prospective borrower, IDEAL Pass can bring attractive interest rate offers from banks.
With IDEAL Pass in hand, you have stronger negotiation power when making an offer. Sellers will take your offer more seriously, increase your chances of getting your dream property!
How to Apply for IDEAL Pass with IDEAL!
A brief guide to applying for IDEAL Pass through IDEAL
Frequently Asked Questions
You can learn more about IDEAL Pass through this FAQ
No FAQs